It could also be the water pump. If your radiator is aluminum, which I believe the Champion ones are, 2 rows of 1" tubes is pretty much standard. They typically don't use 3 rows of tubes, because aluminum is much better at rejecting heat that copper/brass.
A water pump with the wrong pulley ratio, or one that's very high volume that moves the coolant through the system too fast, can cause the coolant not to be in contact with the block, heads, etc. long enough for optimal heat transfer. I did some experimentation with my geothermal heat pumps and found that unregulated the "dumb" systems (ones that have no internal flow control) would run so much water if not chocked down that the outgoing temp was well below the spec'd temp delta (incoming temp vs. outgoing temp), which is supposed to be 20-25 degrees rise in cooling. I was seeing more like 15-17 degrees. By partially closing a ball vale in the return side and reducing flow down to 1.5 gpm/ton, or closer to that spec, my outgoing temp went up to 22 degrees and the systems cooled better and ran less. Unregulated I could see 8-9gpm on the 3 ton unit, which I cut down to 5.5-6 gpm. Fairly minor change, but significant difference in system performance.
IMO a stock engine shouldn't need a high volume water pump, much like a high volume oil pump. These changes are unnecessary and fall into the "bigger MUST be better" camp of engine building. What you may have done by adding another fan is decrease the temperature of the air around the core, or at least increase it ability for the heat to be carried away. Consider that heat transfer in a given time period is greatest when the difference in temperature between the two mediums is greatest.
You could test this if you could change the water pump pulley size. Increase the size and spin the pump slower and see what effect it has on the temperature both with and without the new fan running. Reducing the size of the crank pulley would also work, but would also impact the speed at which any other accessories spin (alternator, AC, PS, etc.).
I run a 3 row copper/brass radiator and a stock replacement iron water pump with a single SPAL fan and a 195 degree t-stat. Never had an issue with that setup getting hot in the summer, and actually adjust my fan on setting up in the winter to avoid it running too cool.