Somehow thieves got the number to my wife's debit card which is a joint card with my debit card on the same checking account. They emptied out our checking account. My wife set up text notifications each time a transaction is made on the account. She got a text that she made a purchase in NY when she didn't and immediately checked the account but it was too late. They took it all. She called the bank and they are going to send us a form to fill out. They said that someone was "pinging" the account to see if it had any cash in it. Well me and my wife both got paid on friday and so there was money in there. After they pinged it, and saw there was cash in it, they emptied it out.
We all use our debit card for just about everything from groceries to gas, to yes.. ordering mustang parts online from ebay or whomever. BAnk says this happens more than you know, and they usually never catch them. They can tell it was identity theft by the pinging of the account. So somehow thru a wireless hot spot where the cell phone immediately connects to a wireless network, they hacked the samsumg phone and messed with it, and then somehow got a hold of my wife's debit card number to our checking account.
I strongly suggest to all that they 1) set up text alerts to your phone for each transaction that is made to your bank accounts, and make it to a different phone than the one that matches your name on the card 2) turn off wifi on your phones, and only turn it on when you need to, 3) have several bank accounts, and only use 1 debit card for most things and whenever you accumulate any significant amount of cash transfer the funds immediately to the other bank account to keep loss to a minimum.
Since i got paid friday, i mailed out a bunch of checks that are going to bounce now. I think if i set up a faster way to have those bills paid, the money would have came out of the account immediately, and there would have been less for them to steal.
its always something....
On a side note, I think they hacked our cell phones first. My cell phone automatically was set to forward all incoming calls to a fake phone number so I wouldn't receive any incoming calls. ANd the settings were changed to airplane mode so that I couldn't send or receive any text messages. I guess this was so that I wouldnt get any text alerts of the activity on my account just in case i had lifelock or something. And the bank couldn't call me because all my calls were being forwarded to a non existent number.
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jerseyjoe wrote:
