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  •  » FYI Ford, Classic Mustang Tech Discussion
  •  » EVERYBODY DO THEIRSELF A FAVOR AND

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    5/15/2021 12:37 PM  #1

    BILLY WALTON from GEORGIA
    Carrollton, GA Bash Host

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    From: CARROLLTON GEORGIA
    Registered: 4/14/2013
    Posts: 2,431

    EVERYBODY DO THEIRSELF A FAVOR AND

    Everybody do theirself a favor and get your car appraised and get better insurance on it if you dont have the classic on it.....save your self a lot of heart ache and heart break.

    Its really me....I fixed my caps lock .
     

    5/15/2021 1:18 PM  #2

    Nos681
    Senior 24-7 FYI Addict

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    From: Atlantic Mine, Michigan
    Registered: 7/14/2016
    Posts: 3,334

    Re: EVERYBODY DO THEIRSELF A FAVOR AND

    Been talking to my agent about that recently, appraisal required.

    Is there someone at or near the Bash that can do that Steve?

     

    5/15/2021 3:09 PM  #3

    TKOPerformance
    Hyper FYIFORD ADDICT

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    From: Newark, DE
    Registered: 12/15/2014
    Posts: 7,499

    Re: EVERYBODY DO THEIRSELF A FAVOR AND

    Yep, any classic or collector vehicle should be on a stated value policy based on an appraisal. 

     

    5/15/2021 3:20 PM  #4

    BobE
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    From: White Plains, NY
    Registered: 4/04/2013
    Posts: 2,645

    Re: EVERYBODY DO THEIRSELF A FAVOR AND

    BILLY WALTON from GEORGIA wrote:

    Everybody do theirself a favor and get your car appraised and get better insurance on it if you dont have the classic on it.....save your self a lot of heart ache and heart break.

    Billy - are you haven't trouble with your insurance company due to the recent crash?

    65 Fastback, 351W, 5-speed, 4 wheel discs, 9" rear,  R&C Front End.
     

    5/15/2021 4:42 PM  #5

    Raymond_B
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    From: Fort Worth, TX
    Registered: 4/01/2013
    Posts: 1,205

    Re: EVERYBODY DO THEIRSELF A FAVOR AND

    Not sure in other locations, but Grundy has been by far the cheapest agreed value insurance I have found.  28K agreed value on my Lightning was $376 a year with just sending pictures. $40K agreed value was $520 a year, but they wanted more pictures and a waiver saying no racing. Since the truck isn't on the road yet I have not pulled the trigger.

     

    5/15/2021 6:12 PM  #6

    josh-kebob
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    From: Madison, AL
    Registered: 4/06/2013
    Posts: 2,902

    Re: EVERYBODY DO THEIRSELF A FAVOR AND

    It's been haggerty for me. Didn't bat an eye at the agreed value, annual premium $313.00

    Not a daily driver, garage kept, occasional use. Good enough for me. Just having liability coverage from Flo or whomever, is not a wise choice....

     

    5/15/2021 7:17 PM  #7

    Bullet Bob
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    From: Montrose, Colorado
    Registered: 4/01/2013
    Posts: 4,887

    Re: EVERYBODY DO THEIRSELF A FAVOR AND

    Haggerty for me too.  Been with them since we bought the Heap in '05 and they have never asked for an appraisal as I've raised the value over the years as the resto work was done.  I've just sent pix and asked to raise the value...the send me a bill for the revised premium...no problem. 

    Last edited by Bullet Bob (5/15/2021 7:17 PM)

    "you get what you pay for, good work isn't cheap, and there are NO free lunches...PERIOD!"
     

    5/15/2021 7:23 PM  #8

    Chaplin
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    Registered: 3/14/2015
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    Re: EVERYBODY DO THEIRSELF A FAVOR AND

    I've got Condon & Skelly. Same deal. Send in pics, no appraisal for agreed value. They actually increase the agreed value about 2% each every, of course the premium goes up a bit too.  I've had my other car insured with them since '04 and last year I looked at the agreed value and thought it was actually higher than market value. I called them up and said I thought it was too high and they reduced the agreed value and reduced my premium accordingly.

     

    5/15/2021 8:44 PM  #9

    Don
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    From: Coppell, Texas
    Registered: 4/02/2013
    Posts: 1,221

    Re: EVERYBODY DO THEIRSELF A FAVOR AND

    Raymond_B wrote:

    Not sure in other locations, but Grundy has been by far the cheapest agreed value insurance I have found.  28K agreed value on my Lightning was $376 a year with just sending pictures. $40K agreed value was $520 a year, but they wanted more pictures and a waiver saying no racing. Since the truck isn't on the road yet I have not pulled the trigger.

    I,,,,2nd the Grundy corp.   They raise my value yearly and I kept the same payment for the last 5 years.  
     

     

    5/15/2021 9:51 PM  #10

    BILLY WALTON from GEORGIA
    Carrollton, GA Bash Host

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    From: CARROLLTON GEORGIA
    Registered: 4/14/2013
    Posts: 2,431

    Re: EVERYBODY DO THEIRSELF A FAVOR AND

    I had it before it lapsed duruing a divorce and i never renewed...it was a daily driver I drove every day.

    Its really me....I fixed my caps lock .
       •Thread Starter
     

    5/16/2021 7:03 AM  #11

    red351
    I FYI 24-7

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    From: Carlisle, PA
    Registered: 5/31/2018
    Posts: 445

    Re: EVERYBODY DO THEIRSELF A FAVOR AND

    I price shop and Haggerty won. Switch to them a months just before that driver side tire blow in Nebraska on our way out to Hot August Night in reno 10 yrs ago. They had there agent at the show look at the damage and start the paper work. Had a $2400 check in a week after we got home. They even knew about the new, but (12 yr old tire) that failed.
    Yea, I like Haggerty. Most others would have made that an issue for sure.

     

     

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